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Card Types, in plain language
Cash-back, travel, student and secured cards compared.
What to know
- Cash-back cards return a slice of spending
- Travel cards earn points/miles and travel perks
- Student cards suit people new to credit
- Secured cards help rebuild or start credit
Watch out: The 'best' card depends on how you spend and pay — not the flashiest sign-up offer.
Key terms
Cash-back cardEarns a percentage back on purchases.
Travel cardEarns points/miles and travel benefits.
Student cardAn entry card with simpler approval.
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